How Much Will A Traffic Ticket Cost Me
If you are involved in a traffic stop, and subsequently convicted of speeding, or other moving violations, the expense can be much more than the actual cost of the ticket. For it could lead to a loss of employment, the suspension or revocation of your driver’s license, and cause your insurance to go up.
Suspension and Revocation of Your Driver’s License
If you have a Missouri driver’s license and you accumulate 8 points within an 18-month period, the Missouri Department of Revenue will suspend your driving privileges for 30 days. The second time this happens you will receive a 60-day suspension. The third and subsequent suspension will last 90 days.
If you have a Missouri driver’s license and you accumulate 12 points in 12 months, 18 points in a 24-month period or 24 points in a 36-month period the Missouri Department of Revenue will revoke your driving privileges for a year.
Kansas, unlike Missouri, does not have a point system, in which the points are assigned for each moving violation conviction. However, it does record each moving violation on your driving record. If you have a Kansas driver’s license, and receive 3 or more moving violations in a 12 month period, it could result in the suspension or revocation of your license for 30 days or longer.
How much will my insurance go up?
Beyond the moving violation conviction being on your driving record, and the possibility of your license being suspended or revoked, the real cost that most will experience will be an increase of one’s insurance premiums for the next several years.
But, what will be the rate increase? Well, on 01/08/2019 Insurance.com posted on their website the analysis of Quadrant Information Services who they commissioned to survey of 6 major insurance companies. From there, the objective was to figure out what the average increase of 18 moving violations for a driver with a clean record, who drives a 2017 Honda Accord LX, with typical coverage. Their research showed the following increases:
Violation Percent Increases Dollar Increases
DUI/DWI first offense 79% $1,131
Reckless driving 73% $1,046
Operating a vehicle in a race (highway racing) 71% $1,012
Speeding 30+ over the posted speed limit 30% $427
Careless driving 26% $372
Texting-while-driving 23% $344
Districted driving 22% $320
Speeding 16-29 Mph over the posted speed limit 22% $317
Improper/illegal pass 20% $293
Speeding 1-15 Mph over the posted speed limit 20% $288
Following too closely 20% $284
Improper turn 20% $281
Failure to yield 20% $281
Failure to stop 20% $272
Talking on cell phone 16% $224
Driving without a license or permit 12% $178
Driving without insurance 10% $143
Seat belt infraction 3% $47
Kitchin Law Firm ranked #1 among the top Kansas City traffic lawyers and can help you eliminate or reduce the impact of your traffic ticket. We are available to discuss how to keep your driving record accident and ticket free. This will help prevent the suspension or revocation of your driver’s license, and an increase of your insurance rates. Contact us for a free phone consultation at (913) 558-6739.